Welcome everyone to the 2024 version of our annual Risk Management webcast. I’d specifically like to talk about our risk environment. We like to say the risk environment is stable and, while that might be true on the surface, over the last year I wouldn’t use the adjective stable. I think over the past year

Check against delivery Mr. Chair and committee members, Thank you for inviting me back in support of your study of the public policy decisions and market forces that have led to increases in the cost of buying or renting a home in Canada. Given we only have an hour, I will make only a brief

Introduction Good afternoon and thank you for inviting me to speak about the role and importance of effective risk governance. In my last remarks at this forum, I discussed OSFI's recent evolution in prudential supervisory practices in response to the rapidly changing risk environment for regulated institutions. Today, I want to focus on what the