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Brief
"On August 18, 2025, the European Banking Authority (EBA) issued an update regarding The EBA publishes its final standards for off-balance sheet items conversion factors. The EBA's draft Regulatory Technical Standards (RTS) aim to standardize the allocation of off-balance sheet items and specify factors that might constrain institutions' ability to cancel unconditionally cancellable commitments, relying on risk management processes, commercial considerations, reputational risks, and litigation risks."
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